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Buyer's Guide

Phase One

Outlining Your Objectives

What is your motivation to buy?
What price range are you considering?
What is your timeline to move?
What are your ideal features and "non-negotiables"?
What are you looking for in a neighborhood?

Planning and Preparation

Discuss objectives and process
Select a lender and begin loan approval process
Obtain loan approval letter
Sign exclusive buyer-broker agreement
Research neighborhoods of interest

Understanding the Market

Analysis of active, pending and sold transactions
Review contracts and timelines
Personal timing and seasonal considerations
Market forces; supply v. demand, macro v. micro

Phase Two

Finding Your Home

Browse and review online listings
Notification of new and off-market properties
Attend open houses
Select your ideal location and home

Offers and Negotiation Strategies

Learn about the Purchase Contract
Discuss multiple-offer strategies (as needed)
Offer presentation and highlighting buyer strengths
Negotiate to optimize price and terms
Acceptance of offer/counter-offers

Phase Three

Escrow Process

Notify escrow of acceptance and send fully executed contract
Wire initial deposit to escrow per terms of agreement
Notify lender to begin the loan and order appraisal
Sign and return opening package of escrow instructions
Contact insurance agent regarding homeowners coverage
Provide escrow with vesting (title) information

Inspections and Disclosures

Schedule all desired home inspections, including termite report
Review all disclosures and reports
Approve or negotiate repairs based on the inspection reports
Review and approve preliminary tile report
Meet deadlines and remove contractual contingencies
Schedule final walk-through prior to close of escrow

Phase Four

Closing

Review closing statement from escrow
Meet with escrow to sign loan documents
Arrange to wire the down payment and closing cost
Transfer utilities to new location
Closing, key delivery and celebration

Working Together Again

Staying in touch
Second homes and investment properties
Providing resources and introductions
Referrals, testimonials and reviews